Learn about financing
With payment solutions for any budget, discover how dental financing can help you get the care you need.
Is dental financing right for you?
If you need extensive dental work, dental financing is a great solution. Like any financing, you’ll pay over time with manageable monthly payments to get all the dental care you need. We work with a 3rd party – CareCredit for dental financing.
Apply for financing
We keep your smile stress-free with third-party lenders that makes your care affordable with one low monthly payment.
Once you have a treatment plan, you can quickly and securely apply the same day with your office care team. Ask to apply and we’ll walk you through it.
Without impacting your credit, you can see your financing options within minutes.
Once your financing is approved, you can start your care the same day. From there, you’ll be able to manage your financing in low monthly payments within your budget.
Dental financing basics
Dental financing can feel complicated, but it doesn’t have to be. Let’s break it down so you can determine if it’s the solution for you.
What types of dental financing are available?
We offer financing through CareCredit. CareCredit is a flexible way for you to afford dental treatments with low payments designed for your budget.
Will my application affect my credit score?
Good news—applying for financing with Forever Dental’s in-house lenders won’t impact your credit score. By answering a few questions, you can get a pre-qualified offer in minutes.
What credit score is needed for dental financing?
Regardless of your current credit history, we want to keep you healthy and smiling.
Your dental financing questions answered
How does dental financing work?
Dental financing at Forever Dental is provided by third-party lenders to offer you a flexible way to pay for your dental treatments. It provides access to the care you need without having to worry about the cost upfront.
Dental credit cards
Dental credit cards offer patients a line of credit to pay for their current and future dental treatments. Similar to traditional credit cards, your lender will set a credit limit for you to draw on up to a designated maximum amount. Similarly, you can use as much or as little of your credit line as you need, plus you can repay the borrowed funds on a flexible schedule.
What is a credit score?
Your credit score is a numerical representation of your creditworthiness. It’s used by lenders to evaluate your ability to repay debt(s) and to determine the level of risk associated with lending you money.
The most widely used credit scoring model is the FICO score, which ranges from 300 to 850. A higher credit score also indicates a lower risk of default, and is therefore seen as more favorable by lenders.
What determines good or bad credit?
Factors that impact your credit score may include your repayment history, amount of debt owed, length of credit history, types of credit used and new credit inquiries. It’s important for you to maintain a good credit score in order to have access to favorable credit terms and interest rates.
Why Our Patients Love Us
Dr. Patel is amazing. She saved one of my molars when I was told somewhere else it had to be pulled. She did a crown which fit perfectly. I haven’t had any issues with my crown. I often forget I had one done. She is thorough, and makes you feel so comfortable. I never liked going to the dentist but Dr. Patel makes me look forward to seeing her. I live in the south suburbs and she is worth the drive.
I had my dental appointment yesterday and it was my first most extensive consultation of my teeth ever. Yes, it’s uncomfortable meanwhile interesting to know the condition of my oral health. Dentist Reshma explained thoroughly how concerning the issue I have and the gravity of it. On the other hand, the staffs were doing great in welcoming and accommodating customers. Samantha and the other staff displays their job expertise very well.
Everyone that works in this office is very friendly and professional. I first came in after not having dental insurance for a while, and it had been years since my last dentist visit, and they did a consultation visit to see what needed to be done. They made what is normally an unpleasant experience (cavities and crowns) quick and painless.
Forever Dental on Archer is awesome! I’ve had nothing but great encounters with Dr. Patel and all support staff. I recently started treatment with Invisalign braces and the process has been very comfortable and straightforward. If you are looking for a great Dental office, I’d highly recommend Forever Dental.
My mother has been treated with so much respect here, I had to try them out. Mom was right! I love going to the dentist now, they service on time and with the upmost priority to help and care for you. Every one is friendly, patient, and helpful in terms of communicating the in’s and out’s of the insurance offering, etc. I highly recommend. They have an excellent staff. Thank you Forever Dental ?
I recently visited Forever Dental for my first appointment at the facility , and I couldn’t be more impressed! From the moment I walked in, the office staff, Yessenia and Karla were welcoming and professional, making the check-in process smooth and stress-free, which immediately put me at ease.
Dr. Dhake and the hygienist, Karla, took the time to explain everything in detail, from the x rays, exam process to the treatment plan. They were gentle, thorough, and made sure I was comfortable the entire time. I even was offered essential oils -lavender- to help calm my nerves, it helped to relax me and I will use it again next time I visit, I also appreciated how they answered all my questions without making me feel rushed. They were accommodating to my schedule and were able to fit in an X-rays, exam, cleaning and dental work-cavity treatments all in one visit.
This team made the experience of going to the dentist a pleasant one and I feel confident that I’m in great hands here (which hasn’t always been the case at other dentist offices). Now it’s time to make an appointment for my husband, he is long overdue.
If you’re looking for a skilled, caring, and professional dental team, I highly recommend Forever Dental!
Our family loves forever dental! It has been our dental home for more than a decade, serving my whole family from cleanings, whitening, and braces. The whole experience, from phone calls to check ins and the work in the back, is easy, friendly, and quick. ALL the staff are pleasant and easy to work with.
I appreciate the knowledgeable professionals that help keep our teeth healthy. Thank you so much!
