Dental insurance partners accepted

Helping you afford the high-quality care you need is one of our top priorities. Learn more about the dental insurance plans we accept so you can get the smile you deserve.

Accepted dental insurance plans

We accept Medicaid for kids and most dental insurance providers, including Aetna, Delta Dental, Metlife, and more, to ensure that as much dental care is covered as possible. Looking for information on accepted dental insurance coverage? Learn more today.

Some dental insurance companies we partner with:

  • Delta
  • Metlife
  • Aetna
  • Humana
  • Cigna
  • Guardian
  • Lincoln Financial
  • Beam
  • Assurant
  • DHA
  • Sunlife
  • Mutual Of Omaha
  • United Healthcare
  • Teamcare
  • UNUM
  • Aetna PPO
  • BCBS PPO
  • Guardian
  • First Commonwealth
  • Principal
  • Ameritas
  • Always Care

Don’t see your dental insurance provider?

Call your local Forever Dental

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We believe that everyone should be able to receive high-quality dental care from a dentist they trust!

Dental insurance basics

Dental insurance can feel complicated, but it doesn’t have to be.

We break down what you need to know below so you feel confident in your dental insurance coverage.

What is dental insurance?

Dental insurance, like health insurance, covers some—if not all—of your dental care. This may include preventative, restorative and emergency dental services.

How does dental insurance work?

Typically, dental insurance works by paying a portion of your dental service costs, while you’re responsible for any remaining balance. Your out-of-pocket cost will vary depending on the insurance plan you select.

Does Forever Dental accept dental insurance?

Yes, Forever Dental accepts most dental insurance plans. Verify your dental coverage and estimate your out-of-pockets costs by contacting your local Forever Dental team today. We accept Illinois public Aid, Medicaid, All Kids, and Family Care programs, for children, at select locations. Restrictions apply, please call for details.

No insurance? No problem.

Get all the benefits of dental insurance without the paperwork. We will figure out the best payment plan that fits your financial needs. We are the flexible dental option.
Insurance acceptance varies by location. Please call for details.

Your dental insurance questions answered

What happens if I do not have dental insurance

If you don’t have dental insurance, or your provider isn’t one of our insurance partners, you still have options:

Dental financing

Dental financing at Forever Dental is provided by in house lenders to offer you a secure and flexible way to pay for your dental treatments. It provides access to the care you need without having to worry about costs upfront.

What dental insurance plan does Forever Dental accept?

Forever Dental accepts most major dental insurance providers, including Medicaid for kids, Aetna, Cigna, Delta Dental, MetLife, United HealthCare, and more. Looking for dental insurance or dental insurance for seniors? Check the dental insurance provider list above, or call your local Forever Dental team to learn if your plan is accepted, whether it’s full coverage dental insurance, and more.

Can I use my dental insurance to pay for dental implants?

Yes. We partner with most insurance providers to ensure you get the care you need, including for dental implants. Check which providers we accept for dental implants with our dental implant provider list.

Can I use my dental insurance to pay for Invisalign?

Yes. We partner with most insurance providers to ensure you get the care you need, including Invisalign. Check which providers we accept for Invisalign and our Invisalign provider list.

What if my insurance doesn’t cover the full cost of treatment?

If your dental insurance doesn’t cover the full cost of your preventative, restorative or emergency dental services, we offer:

  • Dental financing options to help you manage your out-of-pocket expenses

How do I pay for dental treatment without dental insurance?

At Forever Dental, we aim to make paying for your dental care as hassle-free as possible. That’s why we offer a variety of flexible dental financing options to make receiving care easy for you. We accept multiple forms of payment as well, including cash, personal checks and all major credit cards. Additionally, we provide in house lending to provide easy and straightforward dental financing solutions you can count on.

Does Forever Dental accept Medicaid for dental service?

Yes, we accept Medicaid for children. Some restrictions may apply. Please call for details.

How can I verify my dental insurance? How can I verify my dental insurance?

Once your dentist has recommended a treatment plan, you can learn more about which dental insurance plans are accepted at your local office by calling your Forever Dental team to confirm coverage and estimate your out-of-pocket costs.

Are there any exclusions or limitations to dental insurance coverage?

Once your dentist has recommended a treatment plan, you can learn more about which dental insurance plans are accepted at your local office by calling your Forever Dental team to confirm coverage and estimate your out-of-pocket costs.

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